Business insurance needs

If you own a business, there are many reasons to buy insurance. We can work with you to identify possible insurance needs including:

Funding a future capital gains tax on the shares of the corporation at death of the owner
Funding a buy-sell agreement at the death of one of the co-owners of the business
Key person coverage, for companies that rely largely on one or more key people, to provide life and disability insurance and to give the company time to recover and replace the key player(s)
Long-term debt retirement coverage in the event of an owner’s or key person’s death
Business overhead insurance, ensuring overhead costs are paid while an owner recuperates from a disability or critical illness
Providing health and dental insurance to your employees can help you attract and retain skilled workers.
Term life insurance or critical illness insurance can cover a business loan or mortgage if you die before it is repaid.
One of your most valuable assets is your ability to earn an income. We can offer disability insurance specifically for business owners.

You may also want to consider buying business insurance to build a pool of tax-exempt capital to: